Eureka Real Estate Bloghttp://www.youreurekahomesource.com/blogEureka CA real estate market news provided by The Kessler Real Estate TeamMon, 08 Feb 2010 01:00:00 GMTDean's Tour de France UpdateThe Tour de France, the world's most prestigious and challenging bicycle race, rolled out of Rotterdam on July 3rd heading south into France. This year the 198 riders are circumnavigating France in a clock-wise direction. And for me, each day evolves around the live video feeds coming from France. Television coverage generally starts at 4:30 am, and I'm there in front of the TV in my PJ's with my french maps spread out in front of me, eating a bowl of oatmeal watching these premier athletes suffer. And I'll try to watch the day's race again when it's rerun in the afternoon or evening. For 21 days these guys cycle 4-5 hours averaging 120 miles per day. Drenching rains, searing heat, relentless wind in your face flats, leg-breaking mountains, the Tour goes on.

I love when the TV cameras focus in on the cyclists faces as they dance on their bike pedals flying up steep mountain roads cresting Alpine mountain passes. I focus in on their facial intensity as they command their body and spirit thru excruciating throes of fatigue and pain. It reminds me of the power I have within me of mental focus. Do I know my goals and have I mapped a road of achievement. And will these roads sometimes be steep with an oaccasional Alpine pass to conquer. If there isn't an occasional Alpine pass, maybe the goals aren't lofty enough!  

Just a couple more days of the Tour left to watch. And on July 26th, I get to sleep in late.

]]>http://www.youreurekahomesource.com/Blog/Deans-Tour-de-France-Updatehttp://www.youreurekahomesource.com/Blog/Deans-Tour-de-France-UpdateWed, 21 Jul 2010 21:04:00 GMTHot Properties This Week2301 Fairfield Street, Eureka- A lovely Victorian needing a new owner who appreciates the character of wide moldings, the spaciousness of large rooms with tall ceilings, the light from large windows and the charm of gingerbread trim work. All the hard remodeling work has been done and now it’s time for a fresh decorating approach. The home sits on the north side of an over sized lot providing a large south facing yard for gardens or play area. There’s even a large deck to extend your living area. There is a large detached shop which had been an unpermitted MIL unit and would make an awesome artist studio. Current Price $245,000

BACK ON THE MARKET - 3089 18th Street, Eureka - Cute ranch home offers great location, privacy and mature landscaping. Step into gated courtyard, enjoy the sunny spots. Rear yard has patio area with sliding doors from dining room & master bedroom. Lush shrubs and majestic maples add to the serenity. Inside find vaulted ceilings, wood stove, skylights, tile entry & open kitchen with island. Current Price $250,000

For more information on these two great properties email kristi@thekesslerteam.com or call 707-601-5704.

]]>http://www.youreurekahomesource.com/Blog/Hot-Properties-This-Weekhttp://www.youreurekahomesource.com/Blog/Hot-Properties-This-WeekThu, 08 Jul 2010 00:00:00 GMTLocal Agent Provides Free Homeowner Education on the Best Options to Avoid ForeclosureEUREKA, CA – JULY 6, 2010 – Local real estate agent, DEAN KESSLER of THE KESSLER REAL ESTATE TEAM, is a Certified Distressed Property Expert, and is now offering free educational information for homeowners who are delinquent on their mortgages. 

Accessible through www.EurekaForeclosureHelp.com, these educational materials clearly explain what a homeowner’s options are when faced with an unaffordable mortgage, as well as the benefits of each option. 

One option highlighted in the website is the Home Affordable Foreclosure Alternatives Program, or HAFA, which offers eligible homeowners $3,000 to pursue a short sale or deed-in-lieu, two alternatives to foreclosure. 

“We often find that homeowners in a difficult financial situation will hesitate to directly contact a professional for help,” KESSLER said. “My website offers a way to learn about what options are available so anyone can empower themselves with the necessary knowledge and then contact me to help pursue their best options.” 

The latest numbers on mortgage delinquency show that approximately one in every seven mortgages is in some stage of delinquency. While they might not be immediately foreclosed upon, these homeowners become more at risk of foreclosure the longer they wait to do something about their missed mortgage payments. 

“Many of these distressed homeowners bought their homes in a financially responsible manner,” KESSLER said. “Unfortunately, these people have had their finances turned upside-down over the past few years. Now, they must make their mortgage payments with constricting incomes.”

The CDPE designation KESSLER has acquired provides real estate professionals with specific understanding of the complex issues confronting the real estate industry. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing financial hardship in today’s market. 

For more information about the CDPE Designation, visit www.cdpe.com.

]]>http://www.youreurekahomesource.com/Blog/Local-Agent-Provides-Free-Homeowner-Education-on-the-Best-Options-to-Avoid-Foreclosurehttp://www.youreurekahomesource.com/Blog/Local-Agent-Provides-Free-Homeowner-Education-on-the-Best-Options-to-Avoid-ForeclosureWed, 07 Jul 2010 00:00:00 GMTHotlist of HomesHumboldt County Homes on the Market Now! 

I just wanted to make sure you see some of the great homes that have recently come on the market. If you would like to get more information on any of these properties please call (707) 601-5704 or email Kristi@thekesslerteam.com.

ID# 231201 – EUREKA, 2BD/1BA - $289,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231201 

ID# 231199 –FORTUNA, 3BD/2.5BA - $260,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231199 

ID# 231211 – ARCATA, 3BD/2BA - $293,600

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231211

ID# 231206 – EUREKA, 2BD/1BA - $235,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231206 

ID# 231196 – EUREKA, 3BD/1BA - $189,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231196 

ID# 231191 – EUREKA, 4BD/1BA - $245,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231191

ID# 231174 – EUREKA, 4BD/1.5BA - $242,500

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231174

ID# 231179 – HUMBOLDT HILL, 3BD/1BA - $224,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231179 

ID# 231167 – ARCATA, 3BD/1BA - $265,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231167

ID# 231180 – EUREKA, 3BD/1.25BA - $269,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=231180

]]>http://www.youreurekahomesource.com/Blog/Hotlist-of-Homes-5http://www.youreurekahomesource.com/Blog/Hotlist-of-Homes-5Wed, 23 Jun 2010 11:46:00 GMTWhat Your Agent Doesn't Know About Your Short Sale Will Hurt YouEUREKA, CA - Dean recently attended a presentation by California Association of Realtors counsel, Mr SANJAY WAGLE. The presentation covered the legal nuances of home mortgages in default, short sales, foreclosures, auctions, and bank owned properties (REO's). It was clear these types of real estate transactions are not your typical home sale. These transactions have the potential for continued financial distress for our clients if not facilitated properly.

Highlights included discussions about;

a) Recourse and non-recourse loans. Some lenders may still have the ability to pursue the borrower for a deficiency judgement even after a short sale, deed-in-lieu, or foreclosure.

b) State and federal tax liabilities for the distressed home owner on debt that is forgiven, either thru a short sale, deed-in-lieu, or foreclosure.

c) Possession rights for displaced homeowners and tenants for a property sold at auction.

d) The federal government's guidelines to lenders for distressed homeowners to participate in the Home Affordable Modification Program (HAMP) and Home Affordable Foreclosure Alternative (HAFA) programs.

WAGLE shared with Dean that he consults with many Realtors from around California on a daily basis about far ranging legal issues surrounding real estate transactions. Yet he went onto state that over 90% of his consultations are providing counsel to Realtors in their execution of a short sale transaction.

WAGLE's visit to Eureka was a valuable opportunity for Realtor's and distressed homeowners. Although not as hard hit as many areas of California it is still important for Eureka, Arcata, Fortuna and McKinleyville area homeowners to benefit from Realtor's informed in the unique aspects of distressed home sales. 

I agree, and that is why I vigorously pursue every opportunity to learn the most up to date information around short sales. A distressed homeowners financial future is an important responsibility.

]]>http://www.youreurekahomesource.com/Blog/What-Your-Agent-Doesnt-Know-About-Your-Short-Sale-Will-Hurt-Youhttp://www.youreurekahomesource.com/Blog/What-Your-Agent-Doesnt-Know-About-Your-Short-Sale-Will-Hurt-YouFri, 18 Jun 2010 08:29:00 GMTDean Kessler Attends CDPE ConventionLocal Agent Attends Educational Convention on Short Sales and Foreclosure Avoidance

DEAN KESSLER attended national conference of short sale specialists focusing on the most effective ways to help homeowners avoid foreclosure.

EUREKA, CA – MAY 22, 2010 – DEAN KESSLER of THE KESSLER REAL ESTATE TEAM joined nearly 700 real estate agents at CDPE Momentum 2010, the national convention of professionals with the Certified Distressed Property Expert®designation. Attendees benefited from presentations by leaders from Bank of America, Wells Fargo, Prospect Mortgage, Fidelity National Title and RealtyTrac, who provided industry updates and strategies for helping distressed homeowners.

“I have committed myself to making a difference in the lives of as many distressed homeowners as I can,” KESSLER said. “CDPE Momentum has given me new tools, networks and insight to help even more members of my community.”

The convention provided agents with three-days of intensive interaction among industry professionals, sharing best practices for short sales and other foreclosure avoidance solutions. A short sale occurs when the lender accepts the sale price of a home, even if that amount is less than (“short of”) what is owed on the mortgage. The most recent Campbell/Inside Mortgage Finance Monthly Survey of Real Estate Market Conditions found that short sales represented 17.9 percent of distressed property transactions.

“Short sales can be a positive solution for homeowners facing financial hardship, with a lesser impact on credit scores than foreclosure,” KESSLER said. “However, these transactions can be difficult, and agents need to have training and stay up-to-date on the industry. Events like CDPE Momentum keep me on top of market developments.”

Agents with the CDPE designation have undergone extensive training in foreclosure-avoidance options for homeowners facing financial hardship, particularly short sales. With more than 22,500 members added since its inception in 2008, CDPE is the fastest-growing designation in real estate industry history.

 

About the CDPE Designation

The CDPE Designation provides real estate industry professionals with detailed information on how to engage with and assist homeowners in distress. The CDPE designation has been endorsed by RE/MAX International, Keller Williams Realty and other major U.S. brokerages, as well as industry icons such as: Brian Buffini, founder of Buffini & Company; Howard Brinton, founder of STAR POWER®Systems; Allen Chiang, Chairman of the Asian Real Estate Association of America (AREAA); Tino Diaz, Chairman and President of the National Association of Hispanic Real Estate Professionals (NAHREP); Dave Liniger, chairman and co-founder of RE/MAX; and Joe Stumpf, founder and national spokesperson of By Referral Only®.

For more information about the Distressed Property Institute and the CDPE Designation, visit www.cdpe.com.

]]>http://www.youreurekahomesource.com/Blog/Dean-Kessler-Attends-CDPE-Conventionhttp://www.youreurekahomesource.com/Blog/Dean-Kessler-Attends-CDPE-ConventionTue, 15 Jun 2010 14:42:00 GMTJune UpdateThis is my first month’s post “government intervention” report. The 1st time homebuyer $8,000 tax credit expired the end of April. It won’t surprise you to learn the number of homes going under contract dropped by 25% compared to the same time last year. So if our government’s tax credits are gone, how are first time homebuyers still buying homes?

              First time homebuyers are still out in force and making home buying decisions. “Why is this, Dean” you ask? The easy answer are loan interest rates remain below 5% and home prices are very affordable. With this combination, homebuyer mortgage payments rival a rent payment.

The stories of loan money not being available for home buying is simply untrue. Sure, lenders are asking for reams of documents from the buyer, scrutinizing every piece of paper and making the loan approval process maddening with requests for the absurd. How does a PG&E bill reflect on a buyer’s loan qualifications? Don’t know, yet I am glad to hear lenders being much more cautions with their lending practices. For too long it was simply too easy to get loans.

  Call me with questions/comments.

 

]]>http://www.youreurekahomesource.com/Blog/June-Updatehttp://www.youreurekahomesource.com/Blog/June-UpdateThu, 10 Jun 2010 16:03:00 GMTHAFA goes to WashingtonJust received word that both Fannie Mae and Freddie Mac will begin accepting HAFA short sales. What I'm hearing is this program will go into effect on August 1, 2010.This is great news for Eureka area distressed homeowners. It will allow more flexibility in being able to short sell a property before foreclosure. And the seller is entitled to a $3,000 relocation fee from the lender.

]]>http://www.youreurekahomesource.com/Blog/HAFA-goes-to-Washingtonhttp://www.youreurekahomesource.com/Blog/HAFA-goes-to-WashingtonThu, 03 Jun 2010 00:00:00 GMTHotlist of HomesHumboldt County Homes on the Market Now! 

We just wanted to make sure you see some of the great homes that have recently come on the market. If you would like to get more information on any of these properties please call (707) 441-1765 or email Kristi@thekesslerteam.com.

 

ID# 230948 – EUREKA, 3BD/1BA - $219,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230948

ID# 230950 - FORTUNA, 2BD/1BA - $214,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230950

ID# 230952 - ARCATA, 3BD/2BA - $239,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230952

ID# 230898 – HUMBOLDT HILL, 3BD/2BA - $295,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230898

ID# 230869 – EUREKA, 3BD/2BA - $224,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230869

ID#230855 – FORTUNA, 2BD/1BA - $199,999

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230855

ID# 230921 – EUREKA, 3BD/1BA - $255,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230921

ID# 230937 – CARLOTTA, 3BD/1BA - $225,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230937

ID# 230903 – MCKINLEYVILLE, 3BD/1BA - $239,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230903

ID# 230932 – EUREKA, 2BD/1BA - $225,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230932

 

 

]]>http://www.youreurekahomesource.com/Blog/Hotlist-of-Homes-4http://www.youreurekahomesource.com/Blog/Hotlist-of-Homes-4Wed, 26 May 2010 10:59:00 GMTMarket Conditions Report for AprilDean’s Analysis

There is to much information out there to take in about “The Real Estate Market”. Keep in mind that the news source may be of a national perspective or a California perspective. It might even be a Las Vegas perspective.

My point is this, our real estate market is a local phenomenon. What’s read in newspaper, heard on radio and seen on TV is  likely an “average” of a national level. Ask a top agent in the community (I am one of them) to gain your best perspective on our local real estate market.

The GOOD News; Interest rates remain below 5%. Sales remain strong in the $150k to $300k price range.

The BAD News: Homes priced above $450k in Humboldt County sit on the market for sale with little activity and few sales, these Sellers must be patient.

The UGLY News: There are a lot, repeat a lot, of vacant bank owned homes sitting out there waiting to come on the market. If even 3 of these discount-priced homes come on our market, well that’s 10% of the market—it drives the other sellers prices down.

Call me with questions/comments.

]]>http://www.youreurekahomesource.com/Blog/Market-Conditions-Report-for-Aprilhttp://www.youreurekahomesource.com/Blog/Market-Conditions-Report-for-AprilTue, 25 May 2010 15:51:00 GMTGovernment Programs For HomeownersIf you are struggling with mortgage payments, there are new government-backed programs that can help.

Take action and find out about your eligibility by filling out the free surveys here. These surveys will give you quick answers about what your options are, and what steps you need to take next. You'll also find other valuable information on foreclosure avoidance options to help you make the best decision for you circumstances.

If you need more immediate attention, please don't hesitate to contact me. I'm always here to assist you.  I am a trained Certified Distressed Property Expert (CDPE), trained in helping families in distress avoid foreclosure.

www.EurekaForeclosureHelp.com

]]>http://www.youreurekahomesource.com/Blog/Government-Programs-For-Homeownershttp://www.youreurekahomesource.com/Blog/Government-Programs-For-HomeownersMon, 17 May 2010 00:00:00 GMTHotlist of HomesHumboldt County Homes on the Market Now!

We just wanted to make sure you see some of the great homes that have recently come on the market. If you would like to get more information on any of these properties please call (707) 441-1765 or email Kristi@thekesslerteam.com. 

ID# 230804 – MCKINLEYVILLE, 3BD/2BA - $279,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230804 

ID# 230797 - EUREKA, 2BD/1BA - $199,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230797

ID# 230798 - FORTUNA, 2BD/1BA - $160,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230798 

ID# 230799 – EUREKA, 3BD/2.5BA - $259,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230799 

ID# 230806 – EUREKA, 3BD/2BA - $300,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230806 

ID#230792 – MCKINLEYVILLE, 3BD/2.5BA - $300,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230792 

ID# 230772 – EUREKA, 3BD/2BA - $249,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230772 

ID# 230793 – ARCAA, 3BD/1BA - $280,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230793

ID# 230657 – HUMBOLDT HILL, 3BD/2BA - $249,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230657

ID# 230742 – EUREKA, 3D/2BA - $234,432

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230742 

]]>http://www.youreurekahomesource.com/Blog/Hotlist-of-Homes-3http://www.youreurekahomesource.com/Blog/Hotlist-of-Homes-3Tue, 11 May 2010 00:00:00 GMTLocal Agent Provides Free Government Program Eligibility SurveysLocal Agent Provides Free Government Program Eligibility Surveys to Eureka Area Homeowners Facing Financial Hardships

Website presents information and answers questions on homeowner eligibility with new foreclosure avoidance resource.

Eureka, CA – 5/4/2010 – Local CDPE-designated agent and community advocate, Dean Kessler of The Kessler Real Estate Team has announced the expansion of an information website for Eureka-area homeowners in distress: 

www.eurekaforeclosurehelp.com

This resource now contains eligibility surveys for government programs offering help to distressed homeowners, including the Home Affordable Foreclosure Alternatives Program, or HAFA, which increases the likelihood of a short sale or deed-in-lieu of foreclosure. 

“These surveys will let homeowners quickly discover new options made available by the government,” Kessler said. “When faced with the possibility of foreclosure, I’ve seen too many homeowners make mistakes because they hadn’t been advised by a qualified professional. These people didn’t know the options available, or even how to find any information on their situation. My website helps to solve this problem.” 

www.EurekaForeclosureHelp.com acts as a hub for information on the facts and issues for struggling homeowners, putting all the necessary information in one, easy-to-use location. With the addition of these new eligibility surveys, the site lets homeowners make educated decisions about their future.

“Seven out of 10 homes that have gone into foreclosure did so without even being listed on the market,” said Alex Charfen, co-founder and CEO of the Distressed Property Institute. “Agents like Dean Kessler with the CDPE designation are helping distressed homeowners understand that there may be options available to avoid foreclosure.”

The CDPE designation provides real estate professionals with specific understanding of the complex issues confronting the real estate industry. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing financial hardship in today’s market.

For more information about the CDPE Designation, visit www.cdpe.com.

]]>http://www.youreurekahomesource.com/Blog/Local-Agent-Provides-Free-Government-Program-Eligibility-Surveyshttp://www.youreurekahomesource.com/Blog/Local-Agent-Provides-Free-Government-Program-Eligibility-SurveysMon, 10 May 2010 11:27:00 GMTHotlist of HomesHumboldt County Homes on the Market Now!

We just wanted to make sure you see some of the great homes that have recently come on the market. If you would like to get more information on any of these properties please call (707) 441-1765 or email Kristi@thekesslerteam.com.

ID# 230652– EUREKA, 2BD/1BA - $169,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230652

ID# 230650 - MANILA, 2BD/1BA - $164,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230650

ID# 230614 - EUREKA, 2BD/1BA - $195,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230614 

ID# 230623 – EUREKA, 3BD/2BA - $199,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230623

ID# 230610 – MCKINLEYVILLE, 2BD/1BA - $150,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230610 

ID#230601 – EUREKA, 3BD/2BA - $169,500

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230601

ID# 230471 – EUREKA, 3BD/1BA - $169,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230471

ID# 230586– EUREKA, 2BD/1BA - $199,000 http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230586

ID# 230553 – EUREKA, 2BD/1BA - $199,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230533

ID# 230561 – EUREKA, 2D/1BA - $139,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230561

 

]]>http://www.youreurekahomesource.com/Blog/Hotlist-of-Homes-2http://www.youreurekahomesource.com/Blog/Hotlist-of-Homes-2Tue, 27 Apr 2010 00:00:00 GMTMarket Conditions ReportThis month’s numbers reveal a market in transition—the question is, where is it going?

              The good news! Historically low inventory of homes for sale, a 39% increase in the number of pending home purchases and a whopping 59% increase in the number of homes sold. Wow! And much of this actrivity is being fueled by the first time home buyers taking advantage of historically low interest rates and the $8500 federal tax credit. The State is introducing a $10,000 tax credit for homebuyers.

The bad news! The $8500 tax credit expires the end of April. This month we saw interest rates creep up over 5%. There is a lot of international pressure on the Fed to bring rates up to stem inflation.

The ugly news! The number of homes going into pre-foreclosure continues to grow, up 150%. If these homes where to enter the market they would put tremendous downward pressure on home prices.

Is this the right time to sell? Yes! How much longer we will have to wait for home prices to stabilize? I’m thinking 2015 minimum! How much further will home prices drop? My 8-ball isn’t giving me an answer, thanks Kaci.

Dean

 

]]>http://www.youreurekahomesource.com/Blog/Market-Conditions-Reporthttp://www.youreurekahomesource.com/Blog/Market-Conditions-ReportFri, 23 Apr 2010 12:59:00 GMTThis Weeks Hotlist of HomesHumboldt County Homes on the Market Now!

 

We just wanted to make sure you see some of the great homes that have recently come on the market. If you would like to get more information on any of these properties please call (707) 441-1765 or email Kristi@thekesslerteam.com.

ID# 230450– EUREKA, 4BD/2BA - $272,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230450

ID# 230415 - FORTUNA, 3BD/1BA - $156,125

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230415

ID# 230418 - FORTUNA, 3BD/2BA - $285,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230418

ID# 230420 – EUREKA, 3BD/1BA - $210,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230420

ID# 230421 – EUREKA, 2BD/1BA - $225,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230421

ID#230399 – EUREKA, 3BD/2BA - $254,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230399

ID# 230388 – EUREKA, 2BD/2BA - $198,500

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230388

ID# 230322– EUREKA, 2BD/1BA - $209,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230322

ID# 230396 – EUREKA, 3BD/2BA - $250,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230396

 

ID# 230431 – EUREKA, 3BD/1BA - $240,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230431

 

 

]]>http://www.youreurekahomesource.com/Blog/This-Weeks-Hotlist-of-Homeshttp://www.youreurekahomesource.com/Blog/This-Weeks-Hotlist-of-HomesMon, 29 Mar 2010 14:58:00 GMTMarket Condition ReportFebruary 2010 Real Estate Market Condition Report

There is good news for sellers! Home sales are up! Loan money is flowing, interest rates remain below 5%, again. I sound like a broken record stuck on the good news.

Yet for many “distressed” home sellers, this may not feel like good news time. Yet there is good news for home owners upside down in their mortgages and making mortgage payments from credit cards and retirement funds to keep the house. Lenders will be participating in the new “HAFA” program starting 4/10/2010. If you’re not aware of this new foreclosure prevention program, visit my special website just for distressed home owners, www.EurekaForeclosureHelp.com.   

 

]]>http://www.youreurekahomesource.com/Blog/Market-Condition-Reporthttp://www.youreurekahomesource.com/Blog/Market-Condition-ReportWed, 17 Mar 2010 09:06:00 GMTHotlist of HomesHumboldt County Homes on the Market Now!

 We just wanted to make sure you see some of the great homes that have recently come on the market. If you would like to get more information on any of these properties please call (707) 441-1765 or email Kristi@thekesslerteam.com.

ID# 230226– EUREKA, 2BD/1BA - $265,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230226

ID# 230230 - MCKINLEYVILLE, 3BD/2BA - $269,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230230

ID# 230206 - EUREKA, 3BD/2BA - $299,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230206

ID# 230209 – ARCATA, 3BD/2BA - $249,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230209

ID# 230196 – ARCATA, 3BD/1BA - $289,950

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230196

ID#230198 – MYRTLETOWN, 3BD/2BA - $280,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230198

ID# 230192 – FORTUNA, 3BD/2BA - $194,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230192

ID# 230183– EUREKA, 3BD/2BA - $279,900

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230183

ID# 230144 – EUREKA, 2BD/1BA - $199,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=230144

ID# 229822 – ARCATA, 3BD/1.5BA - $275,000

http://www.youreurekahomesource.idxco.com/idx/4363/details.php?idxID=283&listingID=229822

]]>http://www.youreurekahomesource.com/Blog/Hotlist-of-Homeshttp://www.youreurekahomesource.com/Blog/Hotlist-of-HomesThu, 04 Mar 2010 11:30:00 GMTHome Owner SeminarHOME OWNER SEMINAR

Please join us for our free February Home Owner Seminar. We are devoting the entire seminar to answering questions about loan modifications and short sales (Selling for less than is owed on the home).

  • How to decide whether to loan modify or do a short sale
  • What paperwork is involved
  • What are the credit implications and when will creditors calls stop
  • What are the benefits of doing a short sale vs. foreclosure
  • Which are the best and worst banks to work with

WHEN: Tuesday, February 23rd -  7 to 8:30 PM & Saturday, February 27th - 1 to 2:30 PM 

WHERE:  The Adorni Center - Conference Room. 1011 Waterfront Drive, Eureka      

HOW:  Call 441-1765 or email Katie@thekesslerteam.com to reserve your spot. Space is limited

 

Sincerely,
The Kessler Team

]]>http://www.youreurekahomesource.com/Blog/Home-Owner-Seminarhttp://www.youreurekahomesource.com/Blog/Home-Owner-SeminarWed, 17 Feb 2010 16:05:00 GMTLooking Forward to 2010Dear Friends, 

2009 was a very tough year for many of us for a lot of different reasons. Many people are unemployed or underemployed and are feeling financial hardships or even losing their homes. I want to give you some tips and financial insights for 2010. 

Step 1: Start accounting for your money. Fill out a profit and loss statement every month for your family. I have bee doing this since 1996. Every month, track all your bills and spending along with your income.

Step 2: Pay off all revolving debt. Credit cards are making banks rich. Send in extra money every month to the smallest balance card first and pay them off one account at a time.

Step 3: Either refinance or modify your mortgage. Because of the drop in values, you may only be able to modify. Contact your servicer (the one you make your payment to) and go to their home retention department and file for hardship modification. You may need to call 100 times to get it done. The squeaky wheel gets the oil.

Step 4: Save 20% of your gross taxable income. You must do this or you will always struggle financially. I know it’s HARD to save 20% of gross taxable income (W-2 Income) but it will make the difference the next time the economy struggles.

 These are the great steps that I live by.

Thanks for all your support in 2009 and please, if you or someone you know wants to buy or sell a home, we would greatly appreciate the business in 2010. The economy is slowly starting to improve.

 

]]>http://www.youreurekahomesource.com/Blog/Looking-Forward-to-2010http://www.youreurekahomesource.com/Blog/Looking-Forward-to-2010Mon, 08 Feb 2010 01:00:00 GMT